Eligibility, Registration & Responsibilities

 

1.1 Eligibility

To use Stok, you must be at least 18 years old or have legal guardian consent. By creating an account, you confirm that all information provided is accurate and lawful.

 

1.2 Account Registration

Users may register as:

  • Buyers — purchasing licensed digital assets or prints

  • Vendors — uploading and selling licensed content

  • Hybrid Accounts — operating as both buyer and vendor

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

 

1.3 Account Conduct

You agree not to:

  • Use the platform for unlawful purposes

  • Misrepresent your identity or licensing rights

  • Attempt to hack, scrape, or disrupt platform functionality

  • Upload malicious files or harmful code

Stok reserves the right to suspend or terminate accounts violating these terms.

 

 

LICENSING, CONTENT & INTELLECTUAL PROPERTY

Ownership, Usage Rights & Restrictions

 

2.1 Vendor Ownership

All content uploaded remains the intellectual property of the original creator/vendor unless otherwise contractually assigned.

By uploading content, vendors grant Stok a non-exclusive, worldwide, royalty-free license to:

  • Display content on the marketplace

  • Market and promote assets

  • Distribute files to licensed buyers

 

2.2 Buyer License Grant

Upon purchase, buyers receive a non-exclusive usage license as specified per asset. License types may include:

  • Commercial License

  • Editorial License

  • Extended License

  • Print Rights

Each license outlines permitted usage, duration, distribution limits, and reproduction rights.

 

2.3 Usage Restrictions

Unless explicitly permitted, buyers may not:

  • Resell or redistribute the asset as a standalone file

  • Claim authorship or copyright ownership

  • Use assets in defamatory, illegal, or harmful contexts

  • Mint purchased assets as NFTs or blockchain products without extended rights

 

2.4 Copyright Infringement

Stok operates a zero-tolerance policy for copyright violations. If you believe your work has been infringed, you may submit a takedown request with proof of ownership.

 

 

3. PAYMENTS, COMMISSIONS & REFUNDS

Financial Terms

 

3.1 Pricing

Vendors set their own asset pricing within Stok’s platform guidelines. Prices may vary based on:

  • Resolution

  • License type

  • Exclusivity

  • Print size or format

All prices are listed in the platform’s designated currency unless otherwise stated.

 

3.2 Commission Structure

Stok operates on a revenue-share model. A commission percentage is deducted from each sale to cover:

  • Platform operations

  • Payment processing

  • Marketing & promotion

  • Hosting & storage

Commission rates are outlined in vendor onboarding agreements and may be updated with notice.

 

3.3 Payouts to Vendors

Vendor earnings are paid out on a scheduled basis, subject to:

  • Minimum payout thresholds

  • Payment verification

  • Fraud review processes

Stok is not responsible for delays caused by third-party payment providers.

 

3.4 Refund Policy

Due to the digital nature of downloadable assets:

  • All digital sales are final once downloaded

  • Refunds may be issued only if files are corrupted, misrepresented, or legally disputed

  • Print products may qualify for reprint/refund if physically damaged

PLATFORM GOVERNANCE & LEGAL

Liability, Termination & Jurisdiction

 

4.1 Platform Role

Stok functions as an intermediary marketplace connecting buyers and vendors. We do not:

  • Guarantee sales volume

  • Guarantee asset performance

  • Assume ownership of vendor content

 

4.2 Limitation of Liability

Stok is not liable for:

  • Misuse of licensed content by buyers

  • Copyright disputes between third parties

  • Loss of revenue, profits, or business opportunities

  • Platform downtime or technical interruptions

Use of the platform is at your own risk.

 

4.3 Termination of Use

We reserve the right to suspend or terminate accounts that:

  • Breach licensing laws

  • Upload stolen or fraudulent content

  • Engage in abusive or unethical conduct

  • Attempt to manipulate platform systems

Upon termination, licenses already purchased by buyers remain valid.

 

4.4 Amendments to Terms

Stok may update these Terms & Conditions periodically. Users will be notified of significant changes. Continued use of the platform constitutes acceptance of revised terms.

 

4.5 Governing Law

These Terms are governed by the laws of South Africa, unless otherwise required by international commerce regulations.

 

 

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